Attention: Americans Worried About RMDs and Estate Taxes…
Wealthy Americans Are Rushing To This Brand New And IRS-Approved Tax Plan To Remove RMDs and Estate Taxes
Presented by: Tax-Free Trust Plan
Posted: January 2026
Contents:
It's true...
Dear Concerned American,
It’s true…
Wealthy Americans are realizing there is a perfect storm of problems on the horizon…
The American Association of Retired Persons (AARP) once said that healthcare costs were the biggest concern of retirees…
Now?
Their biggest concern is running out of money.
But that’s not your biggest concern, is it?
No…
You’re worried about something different:
RMDs forcing mandatory distributions so you have to pay tax on money you don’t need…
And estate taxes taking as much as 40% from your heirs…
You might be saying, “I know about those problems, but it always seems like I have to patch a bunch of different ideas together to try to solve them.”
Did you know? The average retiree pays $36,496 in RMD taxes in their 70s...And could lose 40% of their estate to taxes.
Keep reading if you want to solve these problems for your family
There are two keys to solving these problems…
You need a holistic, all-in-one plan that can solve these problems sequentially
You need a licensed advisor (kind of like a master project manager) trained to lead the collaboration between a tax professional, trust professional, and wealth management professional.
There is a way to solve both these problems at the same time.
It uses three Trust Management companies…
It’s called the Tax-Free Trust Plan:
✅ Trusted—more than $404 BILLION in assets under management
✅ Track Record—These A-rated Trust Management companies have a combined 174 years of experience.
Because of the trust and track record of these Trust Management companies and the support of its licensed advisors, families like yours now have access to a solution to reducing (and sometimes removing) estate taxes and RMDs.
How does the Tax-Free Trust Plan work?
Here’s how the Tax-Free Trust Plan works:
Convert your tax-deferred accounts (like IRAs) using a Roth Rescue
Fund the Tax-Free Trust with the converted assets—this protects your assets from probate and estate taxes
Transfer those assets tax-free to your heirs — with growth and control built in
What’s the catch?
Well, there’s actually two:
The First Catch: the clock is ticking - the estate tax exemption is scheduled to drop by half in 2026.
The Second Catch: this isn’t for everyone - the Tax-Free Trust Plan works best if you have more than $500,000 in qualified assets.
Even if you think your current estate plan, living trust, irrevocable trust, life insurance or any other retirement preparations have you covered, discover how adding a TFTP can be the secret weapon to prioritize your family over the IRS.
Who needs a Tax-Free Trust Plan?
Not everyone needs (or even qualifies for the Tax-Free Trust Plan).
We find there are typically 3 categories of people who are interested in the TFTP…
🧰 Level 1 – The Self-Planner
Assets: Under $500,000
Goals: Basic retirement income, no estate tax risk
Needs: Simple IRA withdrawal plan, maybe a revocable trust
Reality: You probably don’t need this plan— yet. But it’s smart to learn early.
✋ Level 2 – The Hand-Held Planner
Assets: $500,000 – $1,000,000
Goals: Lower future tax liability, leave more behind
Needs: Help coordinating between accountant, estate attorney, and advisor
Reality: You may face estate taxes later and can benefit from a TFTP structure now.
🏛️ Level 3 – The Legacy Builder
Assets: $1M+ in qualified accounts
Goals: Eliminate RMDs, avoid probate, reduce estate tax exposure
Needs: A turn-key team to handle tax, trust, and investment components
Reality: You likely qualify for TFTP — and not acting could cost your heirs dearly.
What are Americans like you doing to prequalify for the Tax-Free Trust Plan?
You may prequalify for the Tax-Free Trust Plan if you have more than $500k saved for retirement.
However, there are a few more steps you must take.
To discover if you prequalify for the Tax-Free Trust Plan, please complete the following:
What Is A Licensed Tax-Free Trust Advisor?
A Licensed Tax-Free Trust Advisor has earned a special license required by your state…
They’re act as Master Project Managers that are specifically trained to lead the collaboration between a tax-professional, trust professional, and wealth management professional.
This allows them to work directly with Trust Managers at A-Rated Trust Companies.
And allows them to be certified as a Licensed Tax-Free Trust Advisor.
FAQs
How can I tell if I need to implement the Tax-Free Trust Plan?
If you have more than $500,000 in retirement savings (often in qualified accounts or real estate) and you’re concerned about RMDs and estate taxes you may need a Tax-Free Trust Plan.
Why are Americans rushing to the Tax-Free Trust Plan right now?
Because in 2026, the estate tax exemption is being cut in half, which means even more Americans will be required to pay estate taxes. On top of that, Americans are realizing that RMDs are forcing them to pay more than their fair share of tax.
What if I already have a trust?
That’s great – this strategy enhances your existing trust.
Why hasn’t my accountant or financial advisor told me about this?
There are very few advisors trained in all three disciplines so most don’t even know this possibility exists - tax, trust, and retirement income.
Can you qualify for a Tax-Free Trust Plan?
Only 30% of prequalified Americans can actually implement a Tax-Free Trust Plan.
There are legal restrictions like the types of accounts you have, how many assets you have, and where you want your legacy to go.
To complete your qualification and provide a customized and personalized Tax-Free Trust Plan, your Licensed Tax-Free Trust Advisor will need 5 - 15 minutes so they can determine if a Tax-Free Trust Plan is suitable for you.
Like a mortgage, once you're pre-qualified, you need to speak with a banker.
This is no different.
Your Licensed Tax-Free Trust Advisor will be the first to tell you that a Tax-Free Trust Plan will not work for you.
Take the 30-second pre-qualification survey below:
The Tax-Free Trust Plan strategy works best if you have more than $500k in retirement savings
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